Credit and Finance
checks for critical roles
cFIRST offers holistic pre-employment credit checks and financial health screening services with industry-leading tools and experienced specialists ensuring full compliance for sensitive roles.
Insightful and unbiased Credit and Financial background checks for employment
Employers must meet regulatory requirements when hiring for specific roles in regulated sectors, particularly those involving financial management and handling sensitive information.
cFIRST offers holistic, reliable and frictionless pre-employment credit checks to screen candidates for competency, suitability, integrity and financial probity for sensitive roles. At cFIRST, we combine the in-depth knowledge of credit investigators and the cutting-edge technology of our hiring platform to conduct smooth credit and finance checks to help you make more informed hiring decisions.
cFIRST offers holistic, reliable and frictionless pre-employment credit checks to screen candidates for competency, suitability, integrity and financial probity for sensitive roles. At cFIRST, we combine the in-depth knowledge of credit investigators and the cutting-edge technology of our hiring platform to conduct smooth credit and finance checks to help you make more informed hiring decisions.
Why conduct credit and finance checks?
A comprehensive understanding of candidates’ financial backgrounds is vital to ensure dependability through a credit check for jobs with high-risk profiles, including financial services, executive and security roles.
Credit and financial background checks for employment are often mandated to ensure that candidates have the necessary skills, knowledge and experience to perform their duty effectively. cFIRST’s all-encompassing suite of credit and finance checks help you safeguard your organization against potential insider threats and protect your most valuable sensitive data and assets.
Credit and financial background checks for employment are often mandated to ensure that candidates have the necessary skills, knowledge and experience to perform their duty effectively. cFIRST’s all-encompassing suite of credit and finance checks help you safeguard your organization against potential insider threats and protect your most valuable sensitive data and assets.
- Unaltered records acquired directly from HR and registrars
- Comparison and cross-verification of details
- Auditable and transparent process
- Compliance experts to identify discrepancies regarding industry regulations and guidelines
UK Credit checks
Employers must adhere to several authorities and regulations while hiring for roles involving controlled functions and access to classified information. Compliance experts at cFIRST ensure that our credit and finance checks align with FCA (Financial Conduct Authority) regulations and PRA (Prudential Regulatory Authority).
We help our clients hire trustworthy candidates with a clean regulatory record by performing in-depth searches on the FSR (Financial Services Register) maintained by FCA to verify the candidate’s status, controlled functions, current employer and previous companies with critical roles. Our pre-employment credit checks also reveal any adverse financial information about the candidate, including but not limited to individual voluntary arrangements (IVAs), county court judgments and bankruptcy filings.
Our verification offerings
Directorship check
We provide valuable insights into any conflicts of interest arising from a candidate’s current or previous directorships by conducting a thorough investigation highlighting any previous disqualifications or directorship bans.
Financial integrity check
Financial integrity checks are conducted by qualified professionals who can provide unbiased insights into the candidate’s financial trustworthiness. The assessment ensures a history of responsible financial behavior for roles involving handling monetary records, accounting or check-writing responsibilities.
ID document check
Our ID document check streamlines the screening process with advanced technology that helps us quickly and easily verify the candidate’s ID documents. It provides security against fraudulent activities by ensuring the applicant’s authenticity and the right to work.
Compliance database check
A comprehensive compliance database check is essential to align the screening process with all relevant policies, regulatory bodies, procedures and lawful handling of collected data. It can help employers mitigate risks and protect their reputation by providing the legal basis for conducting credit checks, data sources, candidates’ consent, etc.
Adverse media searches
Adverse media check involves searching wide-ranging sources, including news articles, public records, social media platforms and regulatory filings, for preparing a detailed report on a candidate’s involvement in criminal activities, financial impropriety and other negative behavior.
DVLA check
Employers who require their employees to drive as a part of their job, such as delivery drivers, field technicians or sales representatives, must conduct a DVLA (Driver and Vehicle Licensing Agency) check to verify the candidate’s driving history and license status.
Legal compliance
Meeting compliance requirements, industry guidelines, and legal obligations can be challenging when it comes to candidate verification. However, cFIRST’s compliance experts are well-versed with cutting-edge tools and the latest industry standards to ensure our verification processes adhere to all compliance regulations and best-practice codes.
The equality act
The Equality Act is a part of the employment legislation in the UK that plays an important role in promoting fair opportunities in the hiring process. cFIRST complies with its provisions to create inclusive workforces.
Data protection act
Data Protection Act 2018 is a UK law complementing the General Data Protection Regulation (GDPR) that sets out regulations on how organizations must handle and protect the privacy and data rights of individuals who undergo background screening as a part of the hiring process.
